Mechant Account

A merchant account is the type of bank account that allows your business to accept credit card and debit card transactions.

Why Mechant Account?

As you take your business online, you start selling your services and goods online, for the transactions to be done effortlessly and on your site, you must have a merchant account that allows you to accept the transactions from credit card and debit cards.

Some people get confused in merchant account with a regular business account, these both accounts are different. Without having a merchant account you won’t be able to accept any card payments.

Trusted, Top-Notch Merchant Account Services

Merchant service providers make their money from the transaction fees which occur when you accept the transaction from credit card charges, so they make sure before providing their service to you that your business provides them profit and you are fit for them.

We make sure to provide you with the best and trusted merchant services so that you don’t get cheated and taken advantage of by some MSPs.

Projects Done

Satisfied Customers


Years of Experience

Merchant Account Services for High-Risk Industries

High-risk industries possess a greater risk of financial loss than any standard risk account because of a greater number of chargebacks. We provide you with fast access to get merchant account service for your business.

Free application

Applying to create a merchant account is free, there is no obligation that only proper documentation is required.

Account Specialist

We assign high-risk merchant specialists to guide you throughout the process after application.

Fast approval

If documents required in your application are complete then approval is done in as soon as 1 day or within 3-7 days.

Get Merchant Accounts Today!

Contact us today to get your merchant account for your low risk business or high risk business.

More Things About Merchant Account.

To get approved by the merchant account service providers, you need to have proper documentation of your business and information before applying.

Go through following points to know what information you need before applying to get your merchant account:


Credit history


Valid business license


Type of your business: high risk or low risk


If you have had bankruptcies or general financial standing

Some Frequently Asked Questions

Who needs a high risk merchant account?

The following points will let you know if you need high risk merchant account or not:

  • Average monthly sales volume is more than $20,000.
  • Average credit card transaction is more than 500.
  • Have bad credit history and excessive chargebacks.
  • Product offering- tickets, software, seasonal items, auctions etc.
Do merchant account providers charge fees?

Well yes, MSPs charge fees for you merchant accounts depending on type of account High risk account fees comparably more than low risk account fees. All these fees are mentioned in their policy, so make sure you double check before applying. 

These MSPs can charge fess other than processing fees as such- initial startup fees, monthly fees, software or hardware startup fees etc.

How merchant account is different from payment gateway?

Merchant account is the banking account for your business whereas payment gateway provides the platform to conduct transactions to and from you merchant account and also helps in authenticating the submitted credit card data.

For whom these merchant accounts are?

Merchant accounts are for the business owners. Merchant account is the central hub for your business transactions between your storefront, online stores, gateway, payment processors and merchant service providers. If you don’t have the merchant account you will be subjected to more risk and higher fees.


What Our Clients Say?

Here are few reviews and comments from our clients.

The Financing Compass worked extensively with me to help me anticipate some of the issues that my business may face. Not many lenders would go to that length. They’ve been extremely supportive and a great resource.


United States

Financing Compass enabled me to take advantage of an incredible opportunity to relocate and expand my business, at a pivotal time. The support I received from Financing Compass staff was priceless.


United States

Working with Financing Compass helped me develop my business plan, ideas, and brand before getting started so that I was prepared to open a successful business when I received my loan.


United States

Are You Looking For Our Services?

If you want a merchant account service to start your business you can contact us. We will provide you with the best service that will benefit your business.